Fintech & Banking
PayEasy: Inclusive Mobile Wallet & Agency Banking
Designed a scalable mobile wallet and agency banking platform to bridge the financial gap in rural areas, onboarding over 100,000 users.
The Challenge
Understanding the Problem
PayEasy Solutions aimed to serve unbanked populations in remote regions where internet connectivity is sparse. Existing banking apps were too heavy and data-intensive, while traditional brick-and-mortar banking was too expensive to scale in these areas.
The Solution
Engineering Innovation
We engineered a lightweight **Hybrid Mobile Wallet** supporting both smartphone apps and USSD for feature phones. The platform includes an "Agency Banking" module allowing local agents to facilitate cash-in/cash-out transactions, securely verified via OTP and biometric integration.
The Impact
Measurable Results
100,000+ active users within 6 months
99.9% uptime on USSD gateway
Zero fraud incidents in first year
Network of 500+ active agents